These days, there is insurance for everything – pets, cars, you name it. When you’re starting to look into self storage facilities, the topic of storage insurance will come up. You may ask yourself if you really need coverage for your storage unit.
With all these policies hovering around your head, you may not know where to start with self storage unit coverage. If you’re in San Antonio, Texas or Pensacola, Florida and are looking into renting a storage unit, Noah’s Ark Self Storage is here to help!
You’ve got questions, and we’re here to answer them. Here are some tips on storage insurance to keep in mind.
What Is Storage Insurance?
Like renters or homeowners insurance, storage insurance helps cover your space if something happens to your belongings. When it comes to storage, there are many personal items that are kept in a unit such as cars, appliances, electronics and furniture. It’s a great solution to keeping clutter out of your home!
Whether you’re a homeowner, renter or even a student attending school, self-storage is a great safety blanket for storing your items in an area that isn’t your home. Thanks to storage insurance, your things are covered when there’s a threat such as fire, burglary or natural disaster.
What Is Covered By Storage Insurance?
Storage insurance is also known as ‘off premises’ personal property coverage. Whether you’re renting a full unit, a storage locker or even a place to keep your vehicle, it is in your best interest to get insurance for your storage unit before buying.
This can either come from the self-storage place themselves or through a third party. Because a lot of self-storage places will only provide basic coverage, check your insurance provider and talk to our team to make sure you’re getting full coverage, not just the basics.
Why Should You Consider Storage Insurance?
We don’t think about what could happen to our items when disaster strikes, but it can be reality at any given time. When the worst case scenario comes up, you want your belongings to be spared from any kind of disaster. Accidents do happen, whether it’s in the form of theft, fire or natural disaster.
If something tragic ends up happening and you do not have coverage, being able to replace your valuables may be tough with financing. Having coverage from the get-go can help protect your items and replace them when a disaster happens.
If you’re planning to rent a self-storage unit, it’s wise to invest in storage insurance. Majority of the time, self-storage places will require that you have a policy before storing your valuables in a unit.
Whether you’re in Texas or Florida, Noah’s Ark Self Storage is here to help with any questions you may have about self-storage as well as offer any tips about storage. Contact us today if you’re thinking about renting a spot – whether it’s a locker or a full unit, we’ve got you covered!